Elizabeth Johnson

Director of Brazil Research
+44 (0)20 3002 7706

Grace Fan

Senior Analyst

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Recent Brazil research

* Brazil: Cold winds blow on Temer, Elizabeth Johnson, Grace Fan, 22 Jun 2017
* Brazil: Waiting for Janot, Grace Fan, Elizabeth Johnson, 15 Jun 2017
* Brazil: Electoral court hints at 4-3 vote in favour of Temer, Grace Fan, Elizabeth Johnson, 8 Jun 2017
* Brazil: Electoral ‘trial of the century’ on track for quick ruling, Grace Fan, Elizabeth Johnson, 7 Jun 2017
* Brazil teeters on a political cliff edge, Larry Brainard, 2 Jun 2017

See all our Brazil research >>

BRAZIL: Banks pile into payroll lending


As Brazil’s economy bounces back, local banks are again jostling for market share in the fast-growing consumer credit segment. The early August auction to disburse pensions held by Brazil’s National Institute of Social Security saw keen interest from both public and private banks. We believe consumer lending growth is sustainable on a medium-term view because of solid fundamentals, including declining unemployment, rising real incomes and the still low debt profile of Brazilian...

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