Elizabeth Johnson

Director of Brazil Research
+44 (0)20 3002 7706

Grace Fan

Senior Analyst

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Recent Brazil research

* Brazil: The war ahead, Grace Fan, Elizabeth Johnson, 17 Mar 2017
* Brazil: Tremors ahead of Janot’s new list, Grace Fan, Elizabeth Johnson, 10 Mar 2017
* Brazil: Infrastructure agenda gains traction, Grace Fan, Elizabeth Johnson, 23 Feb 2017
* Brazil: Consumer recovery still on hold, Elizabeth Johnson, Grace Fan, 16 Feb 2017
* Brazil: Temer nominates close ally as Supreme Court justice, Elizabeth Johnson, Grace Fan, 9 Feb 2017

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BRAZIL: Banks pile into payroll lending


As Brazil’s economy bounces back, local banks are again jostling for market share in the fast-growing consumer credit segment. The early August auction to disburse pensions held by Brazil’s National Institute of Social Security saw keen interest from both public and private banks. We believe consumer lending growth is sustainable on a medium-term view because of solid fundamentals, including declining unemployment, rising real incomes and the still low debt profile of Brazilian...

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